St. Louis bankrupcy attorney, Robert Healey, has helped countless numbers of clients with Chapter 7 and Chapter 13 bankruptcy filings over a number of years. In conjunction with helping clients with debt relief, he has launched an aggressive Fair Debt Collections practice aimed at curtailing harassment and abusive practices. Many debtors are unaware of their rights to collect money damages when they are the victims overzealous and unethical practices. Our goal is to educate people of their rights and to obtain compensation where appropriate. Visit our website for more information. FREE CONSULTATION 314-481-7778

• Debt collectors failing to identify themselves (only company name), or failing to state that collector is confirming or correcting locating information
• Debt collectors disclosing to third parties that debts are owed
• Contacting any person more than once, unless requested to do so by the third party
• Contacting any person after knowing you are represented by an attorney 
• Calling you before 8:00am and after 9:00pm, your time
• Contacting you after you are represented by an attorney (i.e. your Bankruptcy attorney)
• Calling place of employment after debt collector knows employer prohibits calls (after you say, do not call me at work”)
• Contacting you, after you, in writing, tell debt collector you are not going to pay debt, or you want collector to cease communication Harassment or Abuse
• Debt collectors harass, oppress, or abuse any person
• Threat of Force or criminal means to harm you or your property
• Using profane language
• Calling repeatedly
• Calling you without disclosing identity (“I am a debt collector attempting to collect a debt”)
• False or Misleading Representations in Communication
• Attempting to collect more than is owed
• Implying debt collector is an attorney when it is not.
• Threatening that the nonpayment will result in imprisonment, garnishment, and attachment.
• Threatening to sue you when they are not an attorney.
• Threatening to take any action debt collector doesn’t intend to take or otherwise lying. Robert Healey FREE CONSULTATION 314-481-7778

For More Information, Please Visit the Swaney Law Firm website